Corporate Governance
Corporate Governance Quarterly Report
2025
IGR Mar 25
Policies & Codes
Message Template_CIFL
CIFL ESOP 2023
CIFL ESOP 2018
Policy On Related Party Transactions
Fair-Practice-Code_Gujarati_01Jun2020
Fair-Practice-Code_Kannada_01Jun2020
Fair-Practice-Code_Tamil_01Jun2020
Fair-Practice-Code_Telugu_01Jun2020
Grievance-Redressal-Policy_Gujarati_22May2024
Grievance-Redressal-Policy_Kannada_22May2024
Grievance-Redressal-Policy_Tamil_22May2024
Grievance-Redressal-Policy_Telugu_22May2024
Most-Important-Terms-and-Conditions_CIFL_MC_24Oct2024-Gujarati
Most-Important-Terms-and-Conditions_CIFL_MC_24Oct2024-Kannada
Most-Important-Terms-and-Conditions_CIFL_MC_24Oct2024-Tamil
Most-Important-Terms-and-Conditions_CIFL_MC_24Oct2024-Telugu
Capital India reference rate (CIRR) of Capital India Finance Limited stands at 17.75%.
> Nodal Officer-CIFL
> Most Important Terms and Conditions Marathi
> Most Important Terms and Conditions English
> Most Important Terms and Conditions Hindi
> CIFL Procedure for release of Property Documents
> Policy for Appointment of Statutory Auditors
> Norms on Asset Classification
> Product Note On Guaranteed Emergency Credit Line Under Emergency Credit Line Guarantee Scheme
For detailed guidelines and FAQs on ECLGS visit https://www.eclgs.com/
> Policy for Document Preservation and Archival
> Moratorium of Installments - COVID-19 Regulatory Package
> COVID Moratorium Package-II
> Materiality policy pursuant to Rights Issue
> Policy for Determination of Materiality of Event or Information for Disclosure(s)
> Internal Guidelines on Corporate Governance
> Policy on Diversity of Board of Directors
> Policy for determining Material Subsidiaries
> Interest Rate Policy
> Code of Practices & Procedures for Fair Disclosure of Unpublished Price Sensitive Information
> Prohibition of Insider Trading Code
> Fair Practice Code
> Fair Practice Code - Hindi
> Fair Practice Code - Marathi
> Grievance Redressal Policy
> Grievance Redressal Policy - Hindi
> Grievance Redressal Policy - Marathi
> Performance Evaluation Policy
> Terms and Conditions of appointment of Independent Directors
> Code of Conduct for Board of Directors and Senior Management Personnel
> Salient Features - The Reserve Bank - Integrated Ombudsman Scheme, 2021
> THE RESERVE BANK - INTEGRATED OMBUDSMAN SCHEME, 2021
Contact Details of KMP Policy for determination of Materiality of Events or Information
> CSR Action Plan
> Dividend Distribution Policy
> Policy on Corporate Social Responsibility
> Policy on Compensation of Directors, Executives and Other Employees
> Policy on Resolution of stressed assets due to COVID-19 for Individuals, Small Business and MSME's
> Vigil Mechanism & Whistle Blower Policy
> Familiarisation Programme for Independnet Directors
MoA & AoA
MOA & AOA
Committees of Board
A. Stakeholders Relationship Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Vinod Somani | Chairman |
| 2 | Mr. Yogendra Pal Singh | Member |
| 3 | Mrs. Rashmi Fauzdar | Member |
| 4 | Ms. Jyuthika Mahendra Jivani | Member |
B. Investment Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Vinod Somani | Chairman |
| 2 | Mr. Keshav Porwal | Member |
| 3 | Mr. Pinank Jayant Shah | Member |
C. Credit Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Vinod Somani | Chairman |
| 2 | Mr. Keshav Porwal | Member |
| 3 | Mr. Pinank Jayant Shah | Member |
| 4 | Mr. Chetan Bafna | Member |
D. IT Strategy Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mrs. Rashmi Fauzdar | Chairman |
| 2 | Mr. Yogendra Pal Singh | Member |
| 3 | Mrs. Rekha Kashyap | Member |
| 4 | Mr. Keshav Porwal | Member |
| 5 | Mr. Pinank Jayant Shah | Member |
| 6 | Mr. V P Ravindran Menon | Member |
| 7 | Mr. Srinivas Nidumolu | Member |
E. Securities Issuance Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Vinod Somani | Chairman |
| 2 | Mr. Keshav Porwal | Member |
| 3 | Mr. Pinank Jayant Shah | Member |
F. Corporate Social Responsibility Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Yogendra Pal Singh | Chairman |
| 2 | Mrs. Rashmi Fauzdar | Member |
| 3 | Ms. Jyuthika Mahendra Jivani | Member |
| 4 | Mr. Keshav Porwal | Member |
G. Management Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Keshav Porwal | Chairman |
| 2 | Mr. Pinank Jayant Shah | Member |
| 3 | Mr. V P Ravindran Menon | Member |
H. Asset-Liability Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Vinod Somani | Chairman |
| 2 | Mrs. Rashmi Fauzdar | Member |
| 3 | Mr. Keshav Porwal | Member |
| 4 | Mr. Pinank Jayant Shah | Member |
| 5 | Mr. Vikas Srivastava | Member |
| 6 | Mr. Chetan Bafna | Member |
I. Audit Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Vinod Somani | Chairman |
| 2 | Mr. Yogendra Pal Singh | Member |
| 3 | Mrs. Rashmi Fauzdar | Member |
| 4 | Ms. Jyuthika Mahendra Jivani | Member |
J. Nomination and Remuneration Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Yogendra Pal Singh | Chairman |
| 2 | Mr. Vinod Somani | Member |
| 3 | Mrs. Rashmi Fauzdar | Member |
K. Risk Management Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Vinod Somani | Chairman |
| 2 | Mrs. Rashmi Fauzdar | Member |
| 3 | Ms. Jyuthika Mahendra Jivani | Member |
| 4 | Mr. Keshav Porwal | Member |
| 5 | Mr. Pinank Jayant Shah | Member |
| 6 | Mr. M. S. Walia | Member |
| 7 | Mr. Chetan Bafna | Member |
L. Write-off and Settlement Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Yogendra Pal Singh | Chairman |
| 2 | Mr. Vikas Srivastava | Member |
| 3 | Mr. Dilbag Dahiya | Member |
M. IT Steering Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Srinivas Nidumolu | Chairman |
| 2 | Mr. M. S. Walia | Member |
| 3 | Mr. Chetan Bafna | Member |
| 4 | Mr. Vikas Srivastava | Member |
| 5 | Mr. Subhendu Bhanja | Member |
| 6 | Mr. Hemant Lala | Member |
| 7 | Mr. Sulabh Kaushal | Member |
| 8 | Mr. Gaurav Vyas | Member |
N. Information Security Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Chetan Bafna | Chairman |
| 2 | Mr. Srinivas Nidumolu | Member |
| 3 | Mr. Gaurav Vyas | Member |
| 4 | Mr. Amit Patel | Member |
O. Product Evaluation Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Pinank Shah | Chairman |
| 2 | Mr. M. S. Walia | Member |
| 3 | Mr. Chetan Bafna | Member |
| 4 | Mr. Hemant Lala | Member |
| 5 | Mr. Subhendu Bhanja | Member |
| 6 | Mr. Sulabh Kaushal | Member |
P. Review Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Pinank Jayant Shah | Chairman |
| 2 | Mr. Vinod Somani | Member |
| 3 | Mrs. Rashmi Fauzdar | Member |
Q. Identification Committee
| S. No. | Name | Designation |
|---|---|---|
| 1 | Mr. Chetan Bafna | Chairman |
| 2 | Mr. Subhendu Bhanja | Member |
| 3 | Mr. Dilbag Dahiya | Member |
Other Directorships
A. Mr. Keshav Porwal, Managing Director
| S. No. | Company’s name | Designation |
|---|---|---|
| 1 | Capital India Home Loans Limited | Chairman & Non-Executive Director |
| 2 | Rapipay Fintech Private Limited | Non-Executive Director |
| 3 | Capital India Asset Management Private Limited | Non-Executive Director |
| 4 | Capital India Wealth Management Private Limited | Non-Executive Director |
| 5 | NYE Investech Private Limited | Non-Executive Director |
| 6 | CIFL Holdings Private Limited | Non-Executive Director |
| 7 | SBKP Consultancy Private Limited | Non-Executive Director |
| 8 | Yellow Whale Technologies Private Limited | Non-Executive Director |
B. Mr. Vinod Somani, Non-Executive Chairman (Independent)
| S. No. | Company’s Name | Designation |
|---|---|---|
| 1 | Capital India Home Loans Limited | Independent Director |
| 2 | Rapipay Fintech Private Limited | Independent Director |
| 3 | K. G. Somani Management Consultants Private Limited | Director |
| 4 | NTB International Pvt Ltd | Director |
| 5 | Capitall India Private Limited | Director |
| 6 | ICMAI Registered Valuers Organisation | Director |
| 7 | K. G. Somani Insolvency Professionals Private Limited | Director |
C. Mr. Yogendra Pal Singh, Independent Director
| S. No. | Company’s Name | Designation |
|---|---|---|
| 1 | Capital India Home Loans Limited | Independent Director |
| 2 | Rapipay Fintech Private Limited | Independent Director |
D. Mrs. Rashmi Fauzdar, Independent Women Director
| S. No. | Company’s Name | Designation |
|---|---|---|
| 1 | Capital India Home Loans Limited | Independent Woman Director |
| 2 | Rapipay Fintech Private Limited | Independent Woman Director |
| 3 | Digidios Payments Services Private Limited | Additional Director |
| 4 | I Money Pay Private Limited | Director |
| 5 | Appnit Technologies Private Limited | Independent Woman Director |
E. Mrs. Jyuthika Mahendra Jivani, Independent Women Director
| S. No. | Company’s Name | Designation |
|---|---|---|
| 1 | NIL |
F. General Dalbir Singh Suhag (Retd.), Independent Director
| S. No. | Company’s Name | Designation |
|---|---|---|
| 1 | NIL |
